Auto-Owners Insurance v. Ogden

Fletcher, Chief Justice.

A fire damaged Ronald Ogden’s house in May 1992, and he sued Auto-Owners Insurance Company on his homeowners policy in September 1994. The trial court granted summary judgment to the insurer based on a contractual provision requiring that the insured bring a claim within 12 months of the loss. The Court of Appeals for the State of Georgia reversed, finding a disputed issue of fact concerning whether the insurer waived the contractual limitation period through its adjuster’s actions after the expiration of that period. We granted the petition for the writ of certiorari…