BADGER MUTUAL INSURANCE COMPANY v. Hancock

Deen, Judge.

1. The plaintiff’s comprehensive homeowner’s insurance policy covered appurtenant private structures, as to which it was provided: “This coverage does not include (a) any structure used in whole or in part for commercial, manufacturing or farming purposes.” The garage burned. The evidence is undisputed that two activities were being conducted therein: (1) the plaintiff’s husband brought in approximately eight used stock racing cars per month which he repaired in the garage and then resold, and (2) a part of the garage had been rented out to other persons who had conducted a tire…