Salmon v. Commercial Union Insurance Company

Sognier, Judge.

Appellant Salmon had homeowners insurance coverage on his residence, which included a barn and pasture, with appellee Commercial Union Insurance Company. Hamilton boarded a horse at Salmon’s barn and pasture for $25 per month. The horse escaped, was struck by a truck and killed. Hamilton sued the truck owner and Salmon for negligence seeking to recover the value of the horse.

Commercial Union filed answers for Salmon under a reservation of rights and sought declaratory judgment. Hamilton admitted paying $25 a month rent but Salmon denied this in his answer. Salmon thereafter in…