Pennsylvania Millers Mutual Insurance v. Davis

McMurray, Presiding Judge.

Plaintiffs, Mr. and Mrs. Davis, brought an action against defendant Pennsylvania Millers Mutual Insurance Company seeking to recover under their homeowner’s hazard insurance policy for the loss of their air conditioner, which was allegedly damaged after it was struck by lightning during an electrical storm. Plaintiffs further alleged that defendant’s refusal to pay according to the insurance policy was in bad faith and they sought statutory damages under OCGA § 33-4-6.

Defendant answered and admitted that it insured plaintiffs’ house and that it denied plaintiffs’…