McAndrews v. Farm Bureau Mutual Insurance Co.

LARSON, Justice.

The issue in this case is whether Farm Bureau Mutual Insurance Company was required by its policy to defend its insured, Paul McAndrews, in a civil action for assault and battery brought by a third party, William Clemons. The district court concluded that, while the policy excluded coverage for intentional acts, there was a “potential for coverage” under the policy, and that was sufficient to require Farm Bureau to furnish a defense. The court of appeals affirmed, on the ground that, if there is a “possibility” that the intentional-act exclusion of the policy would not apply,…