Cairns v. Grinnell Mutual Reinsurance Co.

WOLLE, Justice.

In this appeal Grinnell Mutual Reinsurance Company (Grinnell Mutual) challenges the district court determination that its farm liability policy required it to defend a lawsuit arising out of a collision involving a motor vehicle owned by the wife of its named insured Earl A. Cairns. We conclude that the policy language unambiguously excluded coverage for liability arising out of the circumstances of that collision. Consequently, Grinnell Mutual had no duty to defend Earl Cairns in the lawsuit. We reverse the judgment entered by the trial court in favor of Cairns and against…