Peterson v. Warren

Minnesota Law Applies.

The first issue presented on this appeal is whether Minnesota law applied in determining the rights of the parties under the Minnesota insurance policy.

Appellant Home Insurance Company asserted, among others, the policy defense of lack of notice of accident by the insured. The trial court concluded that Minnesota contract law should govern and construed Minnesota law as (1) imposing absolute liability to the amount of $10,000 upon the insurer upon the filing of an SR-22, and (2) requiring the insurer to assume the burden of proof on the notice defense in regard to the…