Legal Opinion

Provident Bank v. Barnhart

Ohio Court of Appeals

Decided August 11, 1982No. C-810565 and 810566PublishedCited by 15 opinions

1Opinion of the CourtBlack, J.

The primary issues in this appeal are (1) whether a consumer’s defense against a retail seller may be asserted against the financial institution to which the retail installment contract was assigned, under a “Notice of Preservation of Claims and Defenses” inserted in the contract pursuant to a Federal Trade Commission (FTC) regulation; and (2) whether the financial institution’s recovery against the consumer must be limited in amount by the doctrine of avoidable consequences (sometimes called the duty to mitigate damages).

I

The retail installment contract was executed on August 23, 1978, by…

2Cases cited6 opinions

  1. Unico v. OwenSupreme Court of New Jersey · 1967
  2. F. Enterprises, Inc. v. Kentucky Fried Chicken Corp.Ohio Supreme Court · 1976
  3. Maloney v. General Tire Sales, Inc.Ohio Court of Appeals · 1973
  4. Security Central National Bank v. WilliamsOhio Court of Appeals · 1976
  5. Aillet v. Century Finance Co.Louisiana Court of Appeal · 1980

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3Cited by15 opinions

  1. First Fin. Bank, N.A. v. CooperOhio Court of Appeals · 2016
  2. Hardeman v. Wheels, Inc.Ohio Court of Appeals · 1988
  3. Thomasville Furniture Industries, Inc. v. Elder-Beerman Stores, Corp.District Court, S.D. Ohio · 1998
  4. Orrenmaa v. Cti Audio, Inc., 2007-A-0088 (8-22-2008)Ohio Court of Appeals · 2008
  5. Uap-Columbus Jv326132 v. O. Valeria Stores, Inc., 07ap-614 (2-14-2008)Ohio Court of Appeals · 2008

10 more not listed; retrieve them via the Exa API.

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