Doggett v. Ritter Finance Company of Louisa

MEMORANDUM OPINION

TURK, Chief Judge.

This action alleges violations of the Consumer Credit Protection Act, 15 U. S.C. § 1601 et seq. (1974), commonly known as the Truth in Lending Act, and the regulations promulgated thereunder, 12 C.F.R. § 226.1 et seq. (1974). This court has jurisdiction of this matter under 15 U.S.C. § 1640(e) (1974). Because there is no genuine dispute as to any material facts, the case is appropriately before the court on a motion for summary judgment.

Plaintiffs are husband and wife who have received an extension of credit regulated by the Act and are “consumers” as…