Legal Opinion
Mr. And Mrs. Archie Davis, Cross v. United Companies Mortgage and Investment of Gretna, Inc., Cross
Court of Appeals for the Fifth Circuit
Decided May 9, 1977No. 75-1486PublishedCited by 32 opinions
1Opinion of the Court
GODBOLD, Circuit Judge:
The defendant made a consumer loan to plaintiffs for the purpose of financing repairs and renovations to plaintiffs’ home, secured by a first mortgage on the home.
The lender’s copy of the disclosure statement disclosed a $7.35 per month *972charge for fire insurance in space marked “Escrow for: Fire Insurance.” The borrowers’ copy did not contain this disclosure. This violated the requirement in Regulation Z of a “duplicate” instrument. 12 C.F.R. § 226.8(a). The monthly fire insurance premium was not included in the computation of the amount and total of monthly payments, a…
2Cases cited12 opinions
- Dorothy Allen v. Beneficial Finance Company of Gary, Inc.Court of Appeals for the Seventh Circuit · 1976
- Powers v. Sims and Levin RealtorsDistrict Court, E.D. Virginia · 1975
- Gerasta v. Hibernia National BankDistrict Court, E.D. Louisiana · 1976
- Anne Goyne Mitchell v. Commissioner of Internal Revenue, Jane Isabell Goyne Sims v. Commissioner of Internal RevenueCourt of Appeals for the Fifth Circuit · 1970
- Simmons v. American Budget Plan, Inc.District Court, E.D. Louisiana · 1974
7 more not listed; retrieve them via the Exa API.
3Cited by32 opinions
- Ronnie E. Brown and Edith M. Brown v. Marquette Savings and Loan AssociationCourt of Appeals for the Seventh Circuit · 1982
- James Riggs, Trustee in Bankruptcy v. Government Employees Financial Corporation, Etc.Court of Appeals for the Ninth Circuit · 1980
- Jeanette White and Johnny Tinsley, Cross-Appellants v. World Finance of Meridian, Inc., Cross-AppelleeCourt of Appeals for the Fifth Circuit · 1981
- Reid v. Liberty Consumer Discount Co. of Pa.District Court, E.D. Pennsylvania · 1980
- Herby Berryhill and Lucille Berryhill v. Rich Plan of Pensacola, a CorporationCourt of Appeals for the Fifth Circuit · 1978
27 more not listed; retrieve them via the Exa API.