Ridenhour v. Life Ins. Co. of Virginia

MARTIN (Robert M.), Judge.

The question presented by this appeal is whether the accidental death provision of the parent and child policy applies to the children insured under that policy. The accidental death provision reads as follows: “The company agrees, subject to the provisions of this policy, to pay an Accidental Death Benefit upon receipt at its National Headquarters of due proof of the accidental death of the Insured.” The meaning of the language “the Insured” as used in this policy is a question of law. Trust Co. v. Insurance Co., 276 N.C. 348, 172 S.E. 2d 518 (1970).

The plaintiffs…