Legal Opinion

Cavin's, Inc. v. Atlantic Mutual Insurance

Court of Appeals of North Carolina

Decided December 17, 1975No. 7510DC488PublishedCited by 20 opinions

1Opinion of the Court

PARKER, Judge.

In the policy sued upon, defendant Insurance Company did not agree to “pay on behalf of the insured all sums which the insured shall become legally obligated to pay as damages, . . . arising out of . . . malicious prosecution.” Had the policy read in that fashion, plaintiff would be entitled to prevail. Such an agreement, however, can be read into the policy only by ignoring the words omitted from the foregoing quoted portion of the policy and by ignoring as well other clearly expressed policy provisions. This, we have no right to do.

What the policy did provide was that…

2Cases cited4 opinions

  1. Floars v. Ætna Life InsuranceSupreme Court of North Carolina · 1907
  2. Walsh v. United Insurance Company of AmericaSupreme Court of North Carolina · 1965
  3. Overnite Transportation Co. v. International Brotherhood of Teamsters, Chauffeurs, Warehousemen & HelpersSupreme Court of North Carolina · 1962
  4. Duke v. Mutual Life Insurance Co. of New YorkSupreme Court of North Carolina · 1974

3Cited by20 opinions

  1. Brown v. Burlington Industries, Inc.Court of Appeals of North Carolina · 1989
  2. Mazza v. Medical Mut. Ins. Co. of NCSupreme Court of North Carolina · 1984
  3. Schnuck Markets, Inc. v. Transamerica Insurance Co.Missouri Court of Appeals · 1983
  4. Providence Washington Insurance Co. v. City of ValdezAlaska Supreme Court · 1984
  5. Shugar v. GuillCourt of Appeals of North Carolina · 1981

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