Bauer v. USAA Casualty Insurance

¶ 1. Melanie Bauer, personally, and as personal representative of the estate of Matthew W Oleson, appeals from an order dismissing her complaint against State Farm Mutual Automobile Insurance Company. The issue raised on summary judgment is whether the underinsured motorist (UIM) clause of her automobile policy with State Farm covered her son, Matthew Oleson, when he was killed while riding in an automobile driven by a friend. We conclude that Matthew did not "reside primarily with" Bauer and therefore, under the unambiguous language of Bauer's policy, Matthew was not insured by Bauer's UIM…