Doern v. Crawford

American Family’s policy issued to Paulson contains the following provisions with respect to the liability coverage under Part I of the policy:

“The following are insureds under Part I:

“ (a) With respect to the owned automobile,

“(1) the named insured and any resident of the same household,

“(2) any other person using such automobile, provided the actual use thereof is with the permission of the named insured;

“ (b) With respect to a non-owned automobile,

“(1) the named insured,

“ (2) any relative, but only with respect to a private passenger automobile or trailer not regularly furnished for the…