Grange Mutual Casualty Co. v. Fodor

Appellant, Robert B. Fodor, was injured in an automobile accident on October 26,1980. The motorist (Mersinas) who allegedly caused the ac cident was insured, but the liability limits under his policy were a relatively low $15,000 per person, $30,000 per incident. Appellant determined that any recovery from Mersinas’ insurer would not be sufficient to fully compensate him. Consequently, appellant notified his own insurance company, Grange Mutual (appellee), that he was going to claim additional compensation under his own underinsured motorist coverage with Grange Mutual, which provided…