Oregon Insurance Guaranty Ass'n v. Thompson

This is a declaratory judgment action in which defendant, the insured, appeals from a judgment holding that the insurer, plaintiff, had no duty under a general liability policy to defend an action or to pay a judgment against him. We affirm.

Plaintiff 1 issued defendant a policy which provides, in relevant part:

“I. Coverage L - Personal Liability.

“The company will pay on behalf of the insured all sums which the insured shall become legally obligated to pay as damages because of bodily injury or property damage to which this insurance applies, caused by an occurrence, and the company shall have…