Oakridge Community Ambulance Service, Inc. v. United States Fidelity & Guaranty Co.

This is an action by an ambulance service (insured) against its automobile liability insurance carrier (insurer) to recover expenses and reasonable attorney fees incurred in defending a wrongful death action. Judgment was entered for insurer after its demurrer to insured’s complaint was sustained and insured refused to plead further. Insured appeals.

The policy included the following provisions:

"[Insurer agrees to] pay on behalf of the Insured all sums which the Insured shall become legally obligated to pay as damages because of bodily injury, sickness or disease, including death at any time…