General Accident Insurance Co. of America v. Margerum

BECK, Judge:

The sole issue in this declaratory judgment action is whether the appellee/defendant David Margerum was an “insured” person within the meaning of the automobile insurance policy that appellant/plaintiff, General Accident Company of America (“General Accident”) issued to Marge-rum’s employer, Peter Hricko. Margerum was driving Hricko’s van when he had an accident resulting in the death of a pedestrian. The pedestrian’s estate brought suit. Margerum was a defendant. General Accident denied coverage for Margerum and brought the instant action. After a non-jury trial, the trial court…