Maddox v. Colonial Life & Accident Insurance

280 S.E.2d 907 (1981)

Frances MADDOX

v.

COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY.

No. 18.

Supreme Court of North Carolina.

August 17, 1981.

Holt, Haire & Bridgers, P.A. by Phillip Haire, Sylva, for plaintiff-appellant.

Womble, Carlyle, Sandridge & Rice by Allan R. Gitter and James M. Stanley, Jr., Winston-Salem, for defendant-appellee.

COPELAND, Justice.

The sole question presented by this appeal is whether the reduction clause of the "Master Select Risk Accident Policy" issued by defendant to insure the life of Carter Maddox applies in this case to reduce plaintiff's recovery to one-fifth of the…