Houlden v. Farmers' Alliance Cooperative Fire Insurance
Appellate Division of the Supreme Court of the State of New York
Appeal by the plaintiff, Tina Houlden, from a judgment of the Supreme Court in favor of the defendant, entered in the office of the clerk of the county of Steuben on the 10th day of September, 1917, upon the decision of the court dismissing the complaint after a trial before the court without a jury at the Steuben Special Term.
1Opinion of the Court
Foote, J.:
Defendant is, as its name implies, a co-operative fire insurance company, the members of which are persons whose property is insured. These are for the most part farmers in Steuben county. In effect they insure each other’s buildings and the losses are paid by assessments upon the members.
Plaintiff’s husband, John Houlden, a farmer residing in that county, became a member some time prior to July 1, 1910, and thereby had his farm buildings insured. Defendant’s policies are issued for a three-year term. When John Houlden’s policy in force prior to July 1, 1910, was about to expire, an…
2Cases cited4 opinions
- Draper v. Oswego County Fire Relief Ass'nNew York Court of Appeals · 1907
- Lewis v. Guardian Fire & Life Assurance Co. of London, EnglandNew York Court of Appeals · 1905
- Schuessler v. Fire InsuranceAppellate Division of the Supreme Court of the State of New York · 1905
- Schuessler v. Fire Ins. Co., County of PhiladelphiaNew York Court of Appeals · 1906
3Cited by5 opinions
- American Surety Co. v. HeiseCalifornia Court of Appeal · 1955
- Thomas H. Hunt v. Century Ind. Co.Supreme Court of Rhode Island · 1937
- Shapiro v. Albany Ins. Co. of N.Y.Supreme Court of Rhode Island · 1936
- Geiger Watch Case Corp. v. Fidelity & Deposit Co.New York Supreme Court · 1923
- Graham v. Home InsuranceAppellate Division of the Supreme Court of the State of New York · 1923