Graham v. Home Insurance

Kiley, J. (concurring in part:)

This is an action upon a fire insurance policy. A dwelling house situate upon a small farm in the town of Homer, county of Cortland, this State, burned and was a total loss. On the 25th day of June, 1910, this farm was owned by one Harry Brown. On that date a fire insurance policy was issued by this defendant, covering the buildings upon said farm, in an amount not to exceed $3,050. Said policy, so far as applicable to the buildings insured, and out of which the controversy arose, contains the following provisions:

“ I. $1,500 on 2 story shingle roofed frame…