Thomas v. LDG Financial Services, Inc.

ORDER

HORACE T. WARD, Senior District Judge.

This action brought under the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692, et seq, is before the court on the defendants’ motion to dismiss plaintiffs amended complaint.

FACTUAL BACKGROUND

The facts are taken from the amended complaint and from the court’s review of the record. Defendant LDG is a collection agency retained by Best Buy/Household to collect a $795.50 debt which plaintiff does not dispute owing. Ms. Barbara Johnson, an employee of LDG, placed a telephone call to Ms. Thomas and offered to accept $636.00 in two equal…