Spears v. Glens Falls Insurance Co.

KAUGER, J.:

¶ 1 The question certified 1 asks this Court to determine whether the defendant, Glens Falls Insurance Company (Glens Falls/insurer), was required to give the plaintiffs, Pam and Dennis Spears (Spears/insureds), pre-policy notification that stacking of uninsured/underinsured motorist (UM/UIM) insurance was prohibited by the insurance contract. The parties stipulated that: 1) the original UWUIM coverage form presented to the insureds conformed with the requirements of 36 O.S. Supp.2004 § 3636; 2 2) the policy was renewed annually between 1993 and 2003 with the insureds receiving a…