Shepard v. Farmers Ins. Co., Inc.
Supreme Court of Oklahoma
1Opinion of the Court
BARNES, Chief Justice:
We answer the question in the negative, holding that the exclusionary language is consistent with sound principles of contract law and further that it is neither unconscionable nor violative of the public policy expressed in Oklahoma’s Uninsured Motorist Act. 36 O.S. 1981 § 3636.
Under Oklahoma law, insurance policies are issued pursuant to statutes, and the provisions of those statutes are given force and effect as if written into the policy. Markham v. State Farm Insurance Co., 326 F.Supp. 39; rev’d 464 F.2d 703 (10th Cir.1972). The parties to an insurance contract…
2Cases cited11 opinions
- Keel v. MFA Insurance CompanySupreme Court of Oklahoma · 1976
- Wiley v. Travelers Insurance CompanySupreme Court of Oklahoma · 1974
- Lake v. WrightSupreme Court of Oklahoma · 1982
- Richardson v. Allstate Insurance Co.Supreme Court of Oklahoma · 1980
- Famuliner v. Farmers Ins. Co., Inc.Missouri Court of Appeals · 1981
6 more not listed; retrieve them via the Exa API.
3Cited by57 opinions
- Dodson v. St. Paul Insurance Co.Supreme Court of Oklahoma · 1991
- Hargrave v. Canadian Valley Electric Cooperative, Inc.Supreme Court of Oklahoma · 1990
- Ball v. Wilshire Insurance Co.Supreme Court of Oklahoma · 2009
- State Farm Mutual Automobile Insurance Co. v. WendtSupreme Court of Oklahoma · 1985
- Torres v. Kansas City Fire & Marine Insurance Co.Supreme Court of Oklahoma · 1993
52 more not listed; retrieve them via the Exa API.