Housh v. Pacific States Life Insurance Co.

This appeal is from a judgment in favor of plaintiff and involves the interpretation and construction of a policy of insurance. The facts are not in dispute and are briefly, that plaintiff was the mother of John D. Housh and the beneficiary under the policy of insurance here in controversy, wherein defendant agreed to pay to plaintiff a specified sum for the loss of life of John L. Housh resulting directly and independently of other causes from accidental injuries.

Housh and one Luke Abel together occupied a house near the outskirts of the city of Stockton. Abel was a cripple and although he…