Whitlock v. George

McMurray, Presiding Judge.

On August 21, 1994, Annette J. George’s teenage son, Aubrey George, Jr., was driving his mother’s car when it was struck by a train owned by Norfolk Southern Corporation a/k/a Norfolk Southern Railway Company (“Norfolk Southern”). The collision killed the car’s 13-year-old passenger, Michael Cox.

In October 1994, Ms. George’s insurance carrier, Atlanta Casualty Company (“Atlanta Casualty”), offered Michael Cox’s estate (“the estate”) the Georges’ $15,000 bodily injury coverage limit “as full and final settlement of [the estate’s] claim.” Although the estate’s attorney…