Hood v. AAA Motor Club Ins. Ass'n

At the request of the appellee, AAA Motor Club Insurance Association (AAA), the appellant, Rhonda K. Hood, signed a named driver exclusion stating that insurance under her policy would not be afforded when her husband, James Bradley Hood, was operating any automobile. Rhonda was subsequently injured in a collision when another car hit the vehicle in which she was a passenger and James was driving. The accident was proximately caused by the negligence of the other driver. Rhonda sought underinsured motorist coverage from AAA, who denied coverage on the basis of the named driver exclusion. The…