Brumer v. National Life of Vermont

MEMORANDUM AND ORDER

TRAGER, District Judge:

Plaintiff, Michael Brumer, purchased disability insurance policies from three different insurers, including the movant National Life of Vermont (“NLV”). The three occupational disability policies purchased from NLV provide for benefits to be paid in the event Brumer should become totally or partially disabled. Total disability is defined in the policies in question as an inability of the insured to engage in his or her “occupation.” “Occupation” is defined therein as the actual duties a. claimant performed “at the time such disability begins.” PL…