Legal Opinion

Mid-Century Insurance Co. v. Lyon

South Dakota Supreme Court

Decided May 7, 1997No. NonePublishedCited by 41 opinions

1Opinion of the Court

KONENKAMP, Justice.

[¶ 1.] We are confronted with the question whether a restrictive endorsement must be on a separate sheet or if it can be included within the body of an automobile insurance policy. Based upon statutory language and industry usage, we conclude such an endorsement must be on a separate page added or attached to the policy. Accordingly, we uphold a declaratory judgment in favor of the South Dakota Division of Insurance in its interpretation of SDCL 58-11-9.3.

Facts

[¶ 2.] On June 5, 1991, Carl Benedict was driving a vehicle with permission of the owner, who was insured by…

2Cases cited26 opinions

  1. Petition of Famous Brands, Inc.South Dakota Supreme Court · 1984
  2. Meyerink v. Northwestern Public Service Co.South Dakota Supreme Court · 1986
  3. De Smet Insurance Co. of South Dakota v. GibsonSouth Dakota Supreme Court · 1996
  4. Clark v. Regent Insurance Co.South Dakota Supreme Court · 1978
  5. State Farm Mutual Automobile Insurance Co. v. VostadSouth Dakota Supreme Court · 1994

21 more not listed; retrieve them via the Exa API.

3Cited by41 opinions

  1. Lori Peterson v. The Travelers Indemnity Co.Court of Appeals for the Eighth Circuit · 2017
  2. State v. NelsonSouth Dakota Supreme Court · 1998
  3. Auto-Owners Insurance Co. v. Hansen Housing, Inc.South Dakota Supreme Court · 2000
  4. Juttelstad v. JuttelstadSouth Dakota Supreme Court · 1998
  5. City of Rapid City v. AndersonSouth Dakota Supreme Court · 2000

36 more not listed; retrieve them via the Exa API.

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