O'Sullivan v. Hingham Mutual Fire Insurance

The plaintiff, Sandra R. O’Sullivan (“O’Sullivan”), brought this action to recover damages for the alleged breach of contract and G.L.c. 93A violation by the defendant, Hingham Mutual Fire Insurance Company (“Hingham”), in denying her claim for benefits under the “collapse” provision of her businessowners insurance policy, and in failing to a make a reasonable investigation or offer of settlement under G.Lc. 176D before denying liability. The jury returned a verdict in favor of O’Sullivan on the breach of contract claim. The trial judge, who had reserved the G.L.c. 93A issue, also found for…