Brown v. Norfolk & Dedham Mutual Fire Insurance

On March 11,2007, the plaintiff, Lindsey Brown (“Brown”), was traveling as a passenger in a vehicle insured by the defendant, Norfolk & Dedham Mutual Fire Insurance Company (“Norfolk”), when it collided with a second vehicle operated by Johannah McCarthy (“McCarthy”) and insured by USAA Insurance Company (“USAA”). Brown sustained injuries, and incurred $6,402.50 in expenses for medical treatment.

On March 20, 2007, Brown applied to Norfolk for personal injury protection (“PIP”) benefits. As part of its investigation, Norfolk examined Brown under oath on April 26,2007, and examined Patricia…