Pearce v. American Defender Life Ins. Co.

*463MARTIN, Justice.

In 1968 plaintiffs decedent, Douglas Allen Pearce, then a college student, purchased a $20,000 life insurance policy from the American Defender Life Insurance Company (American Defender). Pearce also purchased an accidental death rider, which provided for the payment of an additional $40,000 if he were to be injured or to die by accident. The rider specifically excepted from coverage death or injuries resulting under certain circumstances, including(a) travel or flight in or descent from any species of aircraft if (i) you are a pilot, officer, or other member of the crew of…