Cox v. Progressive Casualty Insurance Co.

OPINION

MOORE, Chief Justice.

INTRODUCTION

This case arises out of a motorcycle accident that occurred in July 1989. The issue presented before this Court concerns the interpretation of the phrase “immediate medical treatment” in a motorcycle liability insurance policy. The insurer argues that “immediate medical treatment” means only “first aid type treatment immediately in time.” The accident victim, a third-party beneficiary, interprets the phrase to cover “all the expenses incurred for medical treatment required by others who the insured injures while operating his motorcycle.” The superi- or…