Westgate State Bank v. Clark

The opinion of the court was delivered by

Prager, J.:

This is an action brought by a creditor bank to recover a deficiency judgment against two debtors after the repossession and private sale of two recreational vehicles (RV) which had served as collateral for the loan. The plaintiff-creditor is Westgate State Bank which we will refer to in the opinion as plaintiff or the bank. The debtor-defendants are Charles K. Clark, Jr. and Barry B. Clark. We will refer to them as the debtors or the defendants.

The facts in the case are not really in dispute and essentially are as follows: The defendants…