Lloyd v. Ætna Life Insurance

1. Where a certificate under a policy of employee’s group insurance provided for the payment of certain benefits on proof of the employee’s permanent total disability, and also provided that it should terminate on failure of the insured to pay the premiums thereunder, and in an action on the certificate it appeared from the petition that the premiums had been paid up to July 28, 1931, and the insured did not become permanently totally disabled until October, 1932, the insurance was not in force at the time the insured became permanently totally disabled because of its lapse for nonpayment of…