Metropolitan Life Insurance v. Fields

This was a suit on a certificate of employee’s group life and disability insurance. The certificate provided that upon termination of the employee’s employment, for any cause, all of his insurance should cease, and that disability benefits should be paid to any employee “who furnished due proof to the company, within one year after the termination of his insurance, that, while insured thereunder and prior to his sixtieth birthday, he has become totally and permanently disabled,” and the group master *77policy provided: “Upon receipt by the company of due notice and proof in writing that any…