Travelers Insurance v. Sanders

1. It is well settled that an absolute refusal to pay or a denial of-liability dispenses with the necessity of making formal proofs of loss under a policy of insurance. Thornton v. Travelers Ins. Co., 116 Ga. 121, 132 (42 S. E. 287, 94 Am. St. R. 99); Continental Ins. Co. v. Wickham, 110 Ga. 129 (2) (35 S. E. 287). Where the attorney for the insured applied to the insurer for blanks on which to make proof of loss, advising the insurer that the insured, was totally disabled, and the insurer sent its agent to confer with the attorney, and the agent, acting for the insurer, stated that the…