Cotton States Mutual Insurance v. American Mutual Liability Insurance

Quillian, Presiding Judge.

We granted Cotton States Mutual Insurance Company’s application for an interlocutory appeal from a denial of its motion for summary judgment. American Mutual Liability Insurance Company, plaintiff below, brought an action for declaratory judgment against the several named defendants seeking to establish which insurance coverage would be applicable to persons involved in a vehicle collision between its insured, William A. Ryan, and James M. Free, who was insured by Cotton States under a "Family Combination Automobile Policy.”

Mr. Free was an employee of the State of…