Watson v. American National Fire Insurance

WEBB, Justice.

This case brings to the Court a question as to whether the plaintiff has underinsured motorist coverage for injuries received in an automobile accident. The plaintiff contends that N.C.G.S. § 20-279.21(b)(4) provides that the policy he has with defendant gives him underinsured motorist coverage in the amount of his liability coverage because there is no showing that he rejected underinsured motorist coverage.

We hold that this case is governed by N.C.G.S. § 20-279.32 which provides in part:

This Article . . . does not apply to any vehicle operated under a permit or certificate of…