Vasseur v. St. Paul Mutual Insurance

JOHN, Judge.

In this declaratory judgment action, plaintiff appeals the trial court’s determination that plaintiff was not afforded underinsured motorist coverage by a policy of insurance issued by defendant. We reverse the trial court.

The following pertinent facts and procedural information are undisputed: At all relevant times, plaintiff was an employee of Mountain Air Cargo (Mountain Air), the named insured in a policy issued by defendant. On 19 April 1993, plaintiff’s motorcycle was struck by an automobile operated by an underinsured motorist while plaintiff was delivering materials to his…