Vowinckel v. Donegal Mutual Insurance

Opinion by

Flood, J.,

The defendant insured the contents of the plaintiffs’ garage building against fire and, by an extended coverage endorsement, against direct loss by vehicles. The complaint avers that when one of the plaintiffs’ employes was removing a wheel from a jeep in the garage, it fell from a floor jack and struck their motor tester, damaging it to the extent of $580.

The court below sustained a demurrer to the complaint upon the ground that the accident was not covered by the extended coverage provision. The pertinent paragraph of the endorsement, entitled Provisions Applicable Only…