Zumbrun v. United Services Automobile Ass'n

ORDER

KARLTON, Chief Judge.

This matter is before the court on plaintiffs’ motion for partial summary judgment. For the reasons that I explain below, the motion is granted in part and denied in part.

I

CASE BACKGROUND

The Zumbruns, plaintiffs herein, own a home in Carmichael, California, which sits atop a cliff overlooking the American River. Defendant United States Automobile Association (“USAA”) executed and delivered to plaintiffs a standard flood insurance policy pursuant to the National Flood Insurance Act, 42 U.S.C. § 4001, et seq., insuring the house. 1 In the Winter and Spring of 1986,…