Neill v. Nationwide Mutual Fire Insurance

Andree Layton Roaf, Judge.

Appellant Lamar Neill’s home was damaged by a fire, and he filed a claim with his homeowners’ insurance company, appellee Nationwide Mutual Fire Insurance Company. After finding out that Neill had previous fire losses that were not disclosed in his application, Nationwide denied Neill’s claim and filed an action for declaratory relief, seeking to void the policy. Neill counterclaimed for breach of contract and bad faith. The trial court granted summary judgment in favor of Nationwide based on the misrepresentation in the application and voided the policy. On appeal,…