Cotton States Mut. Ins. Co. v. Michalic

This is an appeal by Cotton States Mutual Insurance Company from a declaratory judgment which determined that an automobile liability insurance policy provided coverage for an automobile involved in an accident and that a "non-owned automobile" exclusion in the insurance contract did not apply. We affirm.

On March 30, 1981, John Michalic was involved in an automobile accident in Ozark, Dale County, Alabama. It is undisputed that at the time of the accident Mr. Michalic was driving a 1976 Chevrolet Camaro automobile owned by Sabrina Richardson, who subsequently married Bruce Michalic and became…