Wood v. Southeastern Life Ins. Co.
Supreme Court of South Carolina
Before Wilson, J., Spartanburg,-, 1916. Action by Mrs. Lizzie Wood against the Southeastern Life Insurance Company. Verdict directed for defendant, and plaintiff appeals. cite: As to delivery of policy: 68 S. C. 391; 71 S. C. 356. Payment of premium: 1 Cooley’s Briefs on Ins. 471. Waiver: 97 S. C. 375; 71 S. C. 359. cite: Limitations of agent’s authority: 45 S. E. 547; 71 S. E. 438; Oshander Ins.
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Before Wilson, J., Spartanburg,-, 1916. Action by Mrs. Lizzie Wood against the Southeastern Life Insurance Company. Verdict directed for defendant, and plaintiff appeals. cite: As to delivery of policy: 68 S. C. 391; 71 S. C. 356. Payment of premium: 1 Cooley’s Briefs on Ins. 471. Waiver: 97 S. C. 375; 71 S. C. 359. cite: Limitations of agent’s authority: 45 S. E. 547; 71 S. E. 438; Oshander Ins. (2d ed.) 295; 92 S. C. 161. Construction of contract: 25 Cyc. 719; 75 N'. E. 560; 61 689; 2 C. C. A. 459; 30 Fed. 545; 52 S. W. 825; notes in N. W. 201; 79 S. W. 279; 26 Atl. 78; 75 Pac. 822; 51 Fed.…
1Opinion of the Court
The opinion of the Court was delivered by
Mr. Justice Gage.
Action on a life policy of insurance; direction of a verdict for the defendant, upon the ground that the policy was never delivered before the death of the insured; appeal by the plaintiff. These are the essential circumstances of the transaction: The insured was Halcombe; the beneficiary was his daughter, the plaintiff; the face of the policy was $2,000, and the premium was $118.32; the general agent of the company was Hipp, with office at Spartanburg; the agent under Hipp was Simpson, also at Spartanburg; one E. J. Wood, husband of…
2Cases cited5 opinions
- Hoffman v. John Hancock Mutual Life InsuranceSupreme Court of the United States · 1876
- Gazzam v. German Union Fire InsuranceSupreme Court of North Carolina · 1911
- Tomsecek v. Travelers' Insurance Co.Wisconsin Supreme Court · 1902
- Briggs v. CollinsSupreme Court of Arkansas · 1914
- Folb v. Firemen's InsuranceSupreme Court of North Carolina · 1903
3Cited by6 opinions
- Kittles v. General American Life InsuranceSupreme Court of South Carolina · 1936
- Wright v. N.E. Mut. Life Ins. Co. of BostonSupreme Court of South Carolina · 1932
- Lester v. Guardian Life Ins. Co.Supreme Court of South Carolina · 1941
- Smith v. Equitable Life Assurance Society of the United StatesSupreme Court of South Carolina · 1938
- Beaty v. Massachusetts Protective Ass'nSupreme Court of South Carolina · 1931
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