Chamness v. American Family Mutual Insurance Co.

GARY M. GAERTNER, SR., Judge.

Appellant, Catherine A. Chamness (“Plaintiff’), appeals from the judgment of the Circuit Court of the City of St. Louis granting summary judgment in favor of Respondent, American Family Mutual Insurance Company (“American Family”). Plaintiff had filed an action seeking un-derinsured motorist coverage under two insurance policies issued to her and her husband, William Chamness (“Plaintiffs husband”), by American Family for two vehicles. We reverse and remand.

On October 6, 2003, Plaintiff, operating a 1977 Ford F150 (“the Ford”) owned by Plaintiffs husband, was…