Golden Rule Insurance Co. v. R.S.

KAREN KING MITCHELL, Presiding Judge.

This is an insurance case addressing the applicability of two policies of health insurance. The primary issue as to the Golden Rule Insurance Company policy is whether a policy application’s automatic termination clause was rendered ambiguous, and thus unenforceable, by other language in the policy. We hold that the automatic termination clause was ambiguous in that it prohibited the policyholders from having any “other coverage,” while another provision of the policy expressly provided that policyholders could have certain other types of coverage — namely…