Hartford Accident & Indemnity Co. v. Hulsey

Eberhardt, Judge.

“Every insurance contract shall be construed according to the entirety of its terms and conditions as set forth in the policy and as amplified, extended, or modified by any rider, endorsement, or application made a part of the policy.” Code Ann. § 56-2419. This, however, is to be done consistently with the well-settled rules that if the contract is ambiguous, the construction doubtful, or the provisions conflicting, all are to be construed against the maker or drawer of the instrument, and that the provisions of an insurance policy are to be construed strictly against the…