MUTUAL OF ENUMCLAW INSURANCE CO. v. Key

Defendants appeal from a summary judgment for plaintiff that declared the maximum amount of underinsured motorist benefits potentially available to defendants under a policy issued by plaintiff. We affirm.

Defendants, Veryl and Dale Key, were seriously injured in an automobile collision. The tortfeasor’s insurance policy had liability limits of $100,000 per person and $300,000 per accident. Defendants’ insurance policy, issued by plaintiff, provides uninsured/underinsured (UM/UIM) motorist protection with a liability limit of $300,000 per accident, which is known as a “single-limit” policy.…