Canal Insurance Company v. Darrell A. Benner, Gary Lebreton, Canal Insurance Company v. Darrell A. Benner

On this appeal, we review the- district court’s interpretation of a motor vehicle liability insurance policy. The district court initially found an “occupant hazard” exclusion clause in the policy void as contrary to public policy. It then held that the amount of coverage under the policy would be limited to the minimum amount required by Maine’s Financial Responsibility Law, rather than the full and greater amount of liability coverage provided by the policy. The insured appeals the latter determination. We affirm.

I

Darrell Benner was the named insured in a motor vehicle liability insurance…